Magneetkaarte

A magneetkaarte, also known as a magnetic stripe card, is a type of payment card that contains a magnetic stripe on one side. This stripe stores data encoded in a series of magnetic domains. Magneetkaarten are commonly used for various transactions, including credit card payments, debit card transactions, and access control systems.

The magnetic stripe on a magneetkaarte typically contains three tracks. Track 1 stores the cardholder's name, account number, and expiration date. Track 2 stores the card number and expiration date, and Track 3 stores additional information such as the card security code (CSC). The data on these tracks is encoded using a specific format, such as ISO/IEC 7811, which ensures compatibility with various systems.

Magneetkaarten are widely used due to their simplicity and low cost. They are easy to read using magnetic stripe readers, which are found in many point-of-sale (POS) systems. However, magneetkaarten have several limitations. They are more susceptible to data corruption and fraud compared to more advanced card technologies, such as EMV chips. Additionally, the magnetic stripe can wear out over time, reducing the card's lifespan.

Despite these limitations, magneetkaarten remain in use due to their widespread acceptance and the relatively low cost of implementing magnetic stripe readers. As technology advances, magneetkaarten are gradually being replaced by more secure alternatives, such as EMV chip cards and contactless payment cards.