Luottotietojärjestelmä
Luottotietojärjestelmä, often translated as a credit information system or credit bureau system, is a centralized database that collects and manages information about individuals' and companies' creditworthiness. These systems are crucial for financial institutions to assess the risk associated with lending money. The information typically includes a history of loan repayments, outstanding debts, bankruptcies, and other relevant financial behaviors.
In many countries, the operation of luottotietojärjestelmä is regulated by law to ensure data accuracy, privacy,
The accuracy of the data within the luottotietojärjestelmä is paramount. Individuals have the right to access