Luottotietoja
Luottotietoja, or credit information, are records about the creditworthiness and financial history of individuals or organizations. These records are maintained by credit information agencies and are used to assess the risk of lending money, extending a service, or entering a contractual agreement.
Typical data included are identifying details (name, address, identifying numbers), information on credit accounts and payments,
Handling luottotietoja is subject to data protection and financial information laws. Access to data is restricted
Retention periods vary by type of entry and legal requirements; outdated entries may be removed or deemed