Kokonaissäästö

Kokonaissäästö, literally “total savings,” is a billing concept used primarily in the telecommunications industry, especially by mobile network operators. The idea is to consolidate the charges of several individual phone lines or services into a single, group or family plan. Consumers who have multiple lines – for example, for family members or small businesses – can then enjoy a discount that is larger than the sum of individual plans would provide. The savings also simplify invoicing, as customers receive one receipt instead of multiple charges for each line.

The savings are typically calculated by the operator as a percentage off the combined cost of equivalent separate plans. The percentage may increase with the number of lines, promoting the trade of single subscriptions into group contracts. Some operators also allow the use of the savings for additive services such as data overages, roaming, or voice minutes, further optimizing cost efficiency. In contrast to the conventional “add‑on” pricing, the kokonaissäästö approach bundles the overall package into a single entry, making it attractive for families or small businesses who require similar usage patterns.

Market awareness of kokonaissäästö grew in the early 2010s when operators began to differentiate themselves by offering audience‑specific discounts. Users who adopt this scheme may experience more predictable monthly bills and the possibility of allocating unused allowances across all lines in the group. However, reviewers note that the actual savings depend on the users’ consumption habits; if one line uses significantly more data, the proportional discount might be lower than expected. Overall, kokonaissäästö remains a popular cost‑management option that encourages broader adoption of shared service plans in the Finnish telecommunications sector.