Karheneisuuden

Karheneisuuden is a form of property market practice in Finland. Karheneisuus is Finnish for "bear ownership", but in this context, it refers to a situation where a property, often a house, is so difficult to sell that the owner is "passed" along with the property to a subsequent buyer as part of the deal. This phenomenon typically arises when a property has significant issues such as major repairs needed, high maintenance costs, or unattractive location.

As a result, a would-be buyer may undertake to purchase a property in addition to taking on its owner, in effect insuring themselves against the potential burden of crises with the property. This unique characteristic of the property market highlights the complexity and cultural nuances of Finland's transactional system. Additionally, it showcases the realities faced by property owners and buyers across the country.

Karheneisuuden is not an officially recognized concept but rather an ad-hoc description for an informal transaction. However, it offers insight into how Finns navigate challenges in buying and selling property. It substantially illustrates racial regional sale conditions typical in Finnish real estate.