Höherversicherung
Höherversicherung, also known as increased coverage or additional insurance, refers to a voluntary expansion of an existing insurance policy to provide a higher level of protection than the standard coverage. This is commonly encountered in various insurance types, such as health insurance, life insurance, or property insurance.
In health insurance, for instance, a basic plan might cover essential medical services, while a "Höherversicherung"
Individuals opt for Höherversicherung to tailor their insurance to specific needs, mitigate risks more effectively, or