Fourfund
Fourfund is a term used in personal investing to describe a four‑fund portfolio designed to provide broad diversification with a simple structure. The concept is employed by individual investors and financial planners as a modular approach to asset allocation, and it is not tied to a single fund family or standardized set of holdings.
A typical fourfund portfolio consists of four investment vehicles that collectively cover major asset classes. These
Fourfund portfolios are often designed for low maintenance. Investors or advisors set target allocations and periodically
Proponents cite simplicity, low costs, and clear diversification as primary strengths. The framework is accessible to
Related concepts include the three‑fund portfolio, lazy portfolios, and general asset‑allocation strategies.