Fondstyp

Fondstyp is a label used to describe the category or type of an investment fund. It signals the fund's main investment policy, asset allocation and risk profile, and it is commonly used to compare funds and aid investor choice.

Common fondstyper include aktiefonder (equity funds), which primarily invest in shares; räntefonder (bond funds), which focus on fixed-income securities; blandfonder (mixed funds), which combine equities and bonds; penningmarknadsfonder (money market funds), which aim for short-term debt instruments and liquidity; and fastighetsfonder (real estate funds), which invest in property assets. There are also indexfonder (index funds) that seek to track a market index and aktivt förvaltade fonder (actively managed funds) with an active policy.

Fondstyp is typically defined in a fund's prospectus and summarized in the fund factsheet. It helps investors assess relative risk and potential return, and it is often used by platforms and rating agencies for grouping funds.

Note that fondstyp is a broad category and a single fund may maintain multiple attributes or shift strategy over time; risk and performance depend on actual holdings and market conditions. Regulatory context varies by jurisdiction, but in general fondstyp serves as a practical tool for communication and comparison rather than as a guarantee of performance.