Festkreditfazilitäten
Festkreditfazilitäten, also known as fixed-rate credit facilities, are a type of loan where the interest rate remains constant throughout the entire term of the agreement. This offers borrowers predictability in their repayment obligations, as the amount of interest paid will not fluctuate with market interest rate changes.
These facilities are typically offered by financial institutions such as banks and credit unions. They can
The primary advantage of a Festkreditfazilität for the borrower is the certainty it provides. Unlike variable-rate
However, there can be a downside. If market interest rates fall significantly after the loan is secured,