Erirekindlustuste
Erirekindlustuste is a term used to describe private insurance products offered by private insurers to individuals or organizations, designed to guard against financial loss from defined risks. These insurances complement state-provided welfare systems by covering risks that may not be fully addressed by public benefits. They are contracts that transfer the financial consequences of certain events from the insured to the insurer in exchange for a premium.
The range of private insurance typically includes life and health insurance (such as life, endowment, critical
In operation, insurers assess risk, determine premiums, and issue policy documents detailing cover levels, limits, deductibles,
Regulation and consumer protection are central to private insurance. Private insurance is typically overseen by a