Debitlisäkortin

Debitlisäkortti is a Finnish term that translates to "debit supplementary card" or "debit additional card." It refers to a secondary debit card linked to an existing bank account, typically held by the primary account holder. These supplementary cards are often issued to family members, such as a spouse or adult child, allowing them to access and spend funds from the same account.

The primary account holder remains responsible for all transactions made with the debitlisäkortti. This means any spending on the supplementary card directly impacts the balance of the main account, and the primary holder is liable for any overdrafts or fees incurred. Banks usually allow the primary account holder to set spending limits or restrictions on the debitlisäkortti, providing a degree of control over the secondary card's usage.

Debitlisäkortti can be a convenient tool for shared household expenses or for providing authorized individuals with access to funds without needing to share the primary debit card or account details directly. However, it's crucial for the primary account holder to trust the person using the supplementary card, as the financial responsibility ultimately rests with them. The issuance and terms of a debitlisäkortti are determined by the individual bank offering the service.