Betalperbesök

Betalperbesök is a Swedish term that translates to "payment visit" or "payment call." It refers to a situation where a debt collector or an agent of a creditor visits a debtor's home or place of business in person to demand payment of an outstanding debt. This is generally considered a more forceful and sometimes last-resort method of debt collection, often employed when other attempts to contact the debtor and secure payment, such as phone calls, letters, or emails, have failed.

The practice of betalperbesök is regulated in Sweden. While debt collection agencies can employ such visits, they are expected to act professionally and within legal boundaries. Aggressive or harassing tactics are not permitted. The primary goal of a betalperbesök is to establish direct contact with the debtor, understand the reasons for non-payment, and ideally negotiate a payment plan or secure immediate payment. It can be a stressful experience for the debtor, but it also serves as a clear indication of the creditor's intent to recover the owed amount. In some cases, the visit might be followed by further legal action if no resolution is reached.