Bankszámlakivonat

Bankszámlakivonat is the Hungarian term for a bank statement. It is a document provided by a financial institution to its customers detailing all transactions that have occurred on their bank account over a specific period, typically a month.

A typical bankszámlakivonat includes information such as the account holder's name and address, the account number, and the statement period. It lists all deposits made into the account, noting the date, amount, and source of the funds. Conversely, it also details all withdrawals, including payments, direct debits, ATM withdrawals, and transfers, along with their respective dates, amounts, and recipients.

The statement also shows the opening balance at the beginning of the period and the closing balance at the end. Fees and charges levied by the bank, such as account maintenance fees or transaction fees, are also itemized. Some statements may include interest earned on the account if applicable.

Bankszámlakivonats serve as an important tool for account holders to monitor their finances, track spending, verify transactions, and detect any unauthorized activity. They are often required for various administrative purposes, such as applying for loans, proving income, or for tax purposes. Banks typically send these statements either by mail or make them available electronically through online banking portals.