AMLdirectivas
AMLdirectivas refers to a set of regulatory guidelines and directives related to **Anti-Money Laundering (AML)** and **Counter-Terrorist Financing (CTF)** that are primarily applicable in the European Union (EU). These directives are designed to prevent financial crimes by establishing standards for financial institutions, businesses, and professionals to detect and report suspicious transactions.
The first major AML directive in the EU was introduced in 1991, with subsequent updates and expansions
Key elements of AMLdirectivas include:
- **Customer Due Diligence (CDD):** Financial institutions must verify the identity of their clients and assess the
- **Suspicious Activity Reporting (SAR):** Obligations to report suspicious transactions to national financial intelligence units (FIUs).
- **Beneficial Ownership Transparency:** Requirements for businesses to disclose the true owners behind legal entities.
- **Sanctions Screening:** Compliance with international sanctions lists to prevent illicit financial flows.
- **Virtual Assets and Cryptocurrencies:** Increased oversight of digital asset service providers to combat illicit activities in
The EU’s AMLdirectivas align with international standards set by organizations such as the **Financial Action Task