összeghatárt

Összeghatárt is a Hungarian term that translates to "aggregate limit" or "sum limit" in English. It is a concept primarily used in the context of insurance and financial regulations, referring to the maximum amount an insurer or a financial institution is liable for or can accept in a given period or under a specific contract.

In the insurance industry, an összeghatárt can denote the total sum an insurance company will pay out for all claims within a policy year or for a particular type of coverage. This serves as a risk management tool for insurers, helping them to control their exposure and ensure financial solvency. For policyholders, understanding the összeghatárt is crucial for determining the adequacy of their coverage.

In financial services, particularly in banking and lending, an összeghatárt might refer to the maximum credit line available to a borrower or the total amount of funds a financial institution is authorized to manage or invest. This limit is often determined by regulatory requirements, internal risk assessment, or the terms of an agreement between parties. It plays a role in preventing excessive risk-taking and ensuring the stability of the financial system. The specific application and interpretation of an összeghatárt can vary depending on the regulatory framework and the type of financial product or service involved.