împrumutului

împrumutului is the genitive/dative singular form of the Romanian noun împrumut, which denotes a loan or the act of borrowing. The word împrumut is used for both the loan itself and the act of borrowing, and împrumutului appears in phrases that indicate possession or indirect object, such as rata dobânzii a împrumutului or perioada de rambursare a împrumutului. The noun derives from the verb a împrumuta, meaning to borrow or to lend, and its case form is used to link the loan to other elements in a sentence.

In finance, un împrumut refers to a contractual arrangement in which a creditor provides money or resources to a debtor for a defined period, with an obligation to return the principal plus interest. Typical terms include the amount borrowed (principal), the interest rate, the repayment schedule, and any fees or collateral. Împrumuturi can be informal, between individuals, or formal, issued by banks and other financial institutions. Romanian usage sometimes draws a distinction between împrumut and credit, with împrumut often pointing to personal or informal arrangements and credit more commonly associated with formal lending facilities.

Legally, a loan contract creates rights and duties for both parties, and default triggers remedies defined in the agreement or by applicable law. The grammatical form împrumutului serves to indicate possession or relation (for example, “the terms of the împrumutului”) within a sentence. Overall, împrumutul and its inflected forms are central to discussions of personal finance, banking, and contractual obligations in Romanian.