ylirasitusriskiä
Ylirasitusriskiä, or "overdraft risk," refers to the potential financial consequences that may arise when an individual or business exceeds their available funds in a bank account, resulting in a negative balance. This situation typically occurs when a person or entity withdraws more money than is available in their account, leading to an overdraft. Overdraft risk is a significant concern for both consumers and financial institutions, as it can lead to various negative outcomes.
For consumers, overdraft risk can result in high fees and interest charges, which can accumulate quickly and
Financial institutions also face overdraft risk, as it can lead to increased operational costs and potential
To minimize overdraft risk, individuals and businesses should maintain a close eye on their financial situation,