velkariskinhallinta
Velkariskinhallinta refers to the systematic process of identifying, assessing, and mitigating potential financial losses arising from a borrower's inability to repay a debt. This is a crucial aspect of lending for financial institutions, businesses, and even individuals extending credit.
The core of velkariskinhallinta involves evaluating various factors that contribute to credit risk. These include the
Once risks are identified, strategies are implemented to manage them. This can involve setting appropriate interest
Effective velkariskinhallinta aims to minimize defaults, protect the lender's capital, and ensure the sustainability of lending