vakuutusperusteinen

Vakuutusperusteinen refers to something that is based on or determined by insurance. This term is most commonly encountered in the context of Finnish insurance law and practice. It signifies that a particular outcome, benefit, or obligation is contingent upon the existence and terms of an insurance policy. For instance, a vakuutusperusteinen korvaus would be compensation paid out under an insurance agreement. Similarly, a vakuutusperusteinen etuus would be a benefit provided by an insurer.

The concept of vakuutusperusteinen is central to understanding how insurance functions. It establishes a direct link between the insured event, the policy coverage, and the subsequent entitlements or responsibilities of the parties involved. This means that without a valid insurance policy in place, there can be no vakuutusperusteinen entitlement or obligation. The specific details of the insurance contract, including its scope, exclusions, and conditions, are crucial in defining what is considered vakuutusperusteinen.

In practical terms, if a situation arises that might be covered by insurance, the determining factor for whether a claim or benefit is valid is whether it meets the criteria laid out in the insurance policy. This can involve assessing whether the event itself is covered, if the insured has fulfilled their obligations under the policy, and if the loss or damage falls within the policy's limits. Therefore, vakuutusperusteinen highlights the foundational role of insurance agreements in dictating financial and legal outcomes in a wide range of scenarios.