tilillä

Tilillä is a Finnish inessive form of the noun tili, meaning an account. In everyday language and especially in banking, tilillä translates roughly to “on the account” or “in the account.” It is used to describe the location of funds or funds-related items as being stored on a bank account or other account-based storage.

Linguistic notes and scope: Tilillä is formed by adding the locative suffix -llä to tili. This construction signals where something is located. In practical use, tilillä appears in sentences about money, balances, or transactions. It is common to pair tilillä with verbs like olla (to be) or siirtää (to transfer) to indicate the state of funds or actions affecting the account. Related expressions include tilillä oleva saldo (“the balance on the account”) and siirtää tilille or siirtäminen tilille (“to transfer to the account”).

Common usage: In banking contexts, tilillä is used to explain that funds exist in a customer’s account rather than in cash or on another medium. It appears on statements, in online banking interfaces, and in everyday discussion about finances. The form contrasts with other cases of tili, such as tilille (illative, “to the account”) when describing movement into an account, or tilin (genitive, “of the account”) when indicating ownership or association.

Examples:

- Rahat ovat tilillä. (The money is on the account.)

- Siirsin rahat tilille. (I transferred the money to the account.)

- Tilillä oleva saldo muuttui tänä aamuna. (The balance on the account changed this morning.)

See also: tili (account), tilinpäätös (financial statement), tilinhaltija (account holder).