tilavuusvarmistus

Tilavuusvarmistus, also known as volume guarantee or volume assurance, is a financial product designed to protect investors from potential losses in the value of their investments. It is typically offered by banks and other financial institutions to their clients who hold certain types of investments, such as bonds or other fixed-income securities. The purpose of tilavuusvarmistus is to ensure that the investor receives a minimum return on their investment, regardless of market conditions.

The product works by providing a guarantee that the value of the investment will not fall below a certain level, known as the guarantee level. This level is usually a percentage of the initial investment amount. For example, if an investor has a tilavuusvarmistus with a guarantee level of 90%, the bank will ensure that the value of the investment does not drop below 90% of its initial value.

Tilavuusvarmistus is often used by investors who are concerned about the risk of market volatility and want to protect their investments from potential losses. It can be particularly useful for investors who are nearing retirement and need a steady income stream. However, it is important to note that tilavuusvarmistus is not a substitute for proper investment planning and risk management. Investors should still carefully consider their investment goals and risk tolerance before entering into a tilavuusvarmistus agreement.

In addition to providing a guarantee on the value of the investment, tilavuusvarmistus may also offer other benefits, such as the ability to sell the investment back to the bank at a predetermined price, known as the redemption price. This can provide investors with additional flexibility and liquidity. However, it is important to carefully review the terms and conditions of the tilavuusvarmistus agreement before entering into one, as there may be fees and other costs associated with the product.