splácet

Splácet is a Czech verb meaning to pay back money in installments or to repay a debt gradually. It denotes an ongoing or repeated action, and is thus imperfective. Its perfective counterpart is splatit, which expresses paying off completely in one payment or completing the repayment. Splácet is commonly used with debts or loans, such as dluh (debt), úvěr (credit/loan), hypotéka (mortgage), or půjčka (loan), and with the related noun splátky (installments) and phrases like splácet podle splátkového kalendáře (to repay according to an installment schedule).

In present tense, the standard forms are: já splácím, ty splácíš, on splácí, my splácíme, vy splácíte, oni splácejí. The past tense of the imperfective verb uses forms such as splácel (masculine singular), splácela (feminine singular), spláceli (masculine plural), reflecting gender and number. The perfective pair splatit governs a different nuance: it means to pay off completely, with forms like splatil, splatila, splatili in the past, and future uses such as budu splatit or splatím, depending on aspect and tense.

Common usage includes sentences like: Každý měsíc splácím částku na úvěr. Po deseti letech jsem konečně splatil hypotéku. The term is also used in financial contexts with phrases like splácet úvěr, splácet půjčku, or splátky jako součást smlouvy.

See also: splátky, dluh, úvěr, hypotéka, splatit.