omakapitalipõhine

Omakapitalipõhine refers to a concept in finance and business related to equity. It signifies the portion of a company's assets that is financed by its owners or shareholders. In essence, it represents the net worth of the company, calculated by subtracting total liabilities from total assets. This ownership stake is often expressed as common stock, preferred stock, and retained earnings.

The term emphasizes the origin of the capital – it comes from the owners' investment and the accumulated profits that have not been distributed to shareholders. This is distinct from debt financing, where funds are borrowed from external lenders and must be repaid with interest. Omakapitalipõhine financing provides a company with a stable funding source, as there are no mandatory repayment obligations or interest payments associated with it. It also signifies the residual claim on the company's assets and earnings after all liabilities have been settled.

A higher omakapitalipõhine ratio generally indicates a stronger financial position and lower financial risk for the company, as it relies less on borrowed funds. However, it can also mean that the company might be foregoing opportunities that could be financed through leverage. Investors often look at this metric to assess the financial health and ownership structure of a business.