lejáratokat

Lejárat (plural lejáratok) is a Hungarian term that denotes the moment when something ends or becomes invalid. In everyday language it most often refers to the expiry date of goods, documents or legal rights. In finance, the term describes the maturity date of a financial instrument, when the principal must be repaid or an option expires. The plural lejáratok is used when several such moments are being discussed.

In consumer contexts, a product’s lejárat date indicates until when the product is guaranteed to meet quality and safety standards. After this date, manufacturers or regulators generally do not guarantee quality. Distinctions are made between szavatosság (warranty period) and, for foods, the minőségmegőrzési idő (quality preservation period). Labels should clearly display the lejárat, and sellers are often required to manage stock so items are sold or used before expiry.

In finance, lejárat refers to the date on which a debt instrument matures or an agreement reaches its end. For bonds and loans, the lejárat is when the principal is due to be repaid. For options and other derivatives, the lejárat is the last day on which the contract can be exercised. Financial lejáratok vary in horizon, commonly classified as short-, medium-, or long-term, guiding investment strategy and risk assessment.

Regulatory and practical considerations include monitoring lejáratok, planning renewals or replacements, and ensuring accurate dating on products and disclosures on maturity. Understanding lejáratok helps individuals and organizations manage risk, comply with rules, and avoid losses due to expired rights or instruments.