kredytowej

Kredytowej is a grammatical form used in Polish, functioning as the feminine singular genitive and dative form of the adjective kredytowy, which means “credit-related” or “pertaining to credit.” The base form kredytowy has corresponding endings for different genders and cases, with kredytowa being the nominative feminine form and kredytowej appearing in genitive and dative feminine contexts. This form is used when describing feminine nouns that are in those cases.

In practice, kredytowej appears in phrases where a feminine noun related to credit is in genitive or dative case. The adjective kredytowy, and its inflected forms, are common in banking, finance, and legal language in Polish. Examples of the base attributive form in nominative position include familiar pairings such as karta kredytowa (credit card), umowa kredytowa (credit agreement), historia kredytowa (credit history), and rata kredytowa (loan installment). The same words can take different case endings depending on the sentence structure, with kredytowej appearing as the form of the adjective when the feminine noun it modifies is in genitive or dative.

Etymologically, kredytowy derives from the noun kredyt, meaning credit, which in turn entered Polish from a Western European influence, reflecting the long-standing usage of credit and lending terminology in financial speech. As a result, kredytowej and related forms are standard components of Polish financial and administrative terminology, enabling precise agreement with feminine nouns across various grammatical cases.