kredito
Kredito is a term used in several languages to denote the system or instrument of borrowing and lending, in which a lender provides funds, goods, or services to a borrower with the understanding that they will be repaid in the future, usually with interest. It encompasses both corporate and consumer finance and can take many forms, from formal bank loans to informal arrangements.
Common forms of kredito include consumer credit (credit cards, personal loans), secured loans (mortgages, auto loans)
Credit terms and costs: The cost is typically expressed as an interest rate or annual percentage rate
Creditworthiness: Lenders evaluate the borrower's ability to repay using credit history, income, current debt levels, and
Regulation and protections: Many jurisdictions regulate kredito activities. Requirements may include disclosure of terms, caps or
Economy and risk: Kredito supports consumption and investment but carries the risk of default and financial