kamattámogatott

The term "kamattámogatott" is a Hungarian word that translates to "interest-subsidized" in English. It refers to a financial arrangement where a portion of the interest on a loan is paid by a third party, typically the government or a public institution, rather than solely by the borrower. This subsidy effectively lowers the overall interest rate that the borrower has to pay, making the loan more affordable.

Interest subsidies are commonly applied to specific types of loans to encourage certain economic activities or to support particular groups of individuals. Examples include housing loans, where interest subsidies can make homeownership more accessible, or loans for small businesses, which can stimulate investment and job creation. Agricultural loans may also benefit from such support to aid farmers. The intention behind kamattámogatott financing is to reduce the financial burden on the borrower and, by extension, to achieve broader societal or economic goals. The specifics of these subsidies, including the eligible loan types, the duration of the support, and the percentage of interest covered, vary significantly depending on the program and the implementing authority.