finansspråk

Finansspråk is the specialized vocabulary and style used in finance, economics, and related fields. It encompasses terminology used by professionals such as bankers, traders, analysts, accountants, auditors, regulators, as well as by journalists and educators. It includes technical terms, abbreviations, and numbers expressed in precise formats.

Characteristics include high precision, standardization across documents, and a formal tone. It frequently borrows English loanwords and aligns with international standards. The language relies on financial reporting standards such as IFRS and NGAAP, contract language, prospectuses, and regulatory texts. It commonly uses symbols and numbers—percentages, currencies, interest rates—and field-specific definitions to avoid ambiguity.

Usage and audiences: in corporate reporting, investment research, banking products, tax and compliance, and academic discourse. For lay readers, finansspråk can be opaque; improving financial literacy often requires plain-language explanations and glossaries.

Translation and education: in multilingual contexts such as Norway, there is ongoing work to translate and adapt terms, maintain bilingual glossaries, and promote accessible finansspråk. Common Norwegian terms include rente, avkastning, risiko, likviditet, emisjon, obligasjon, aksje, derivat, fusjon, oppkjøp.

Overall, finansspråk balances the precision required in finance with the need to be accessible to broader audiences, depending on the context and audience.