financeparamsjson

Financeparamsjson is a JSON-based configuration file used to convey financial calculation parameters to software systems. It typically encodes a set of numeric and symbolic values that define a financial scenario, such as loan terms, investment assumptions, or cash-flow rules. The format is designed to be lightweight, human readable, and easily extensible, enabling applications to swap scenarios without code changes.

Common fields include principal or present_value, rate (annual interest rate as a decimal), term (in years or months), compounding (frequency per year), payment (periodic payment amount), currency, start_date, end_date, and type (loan, investment, or annuity). Optional fields may specify fees, taxes, inflation, or rounding rules. JSON schemas may define required fields and value ranges to validate inputs.

It is used in financial calculators, loan origination, portfolio valuation, risk analysis, and data pipelines where scenarios must be parameterized. As a data interchange format, financeparamsjson may be produced by user interfaces and consumed by calculation engines. Localization considerations include currency and date formats, while precision and rounding modes should be defined to avoid accumulating errors.

Example: { "principal": 250000, "rate": 0.045, "term_years": 30, "compounding": 12, "payment_type": "monthly", "currency": "USD" }

See also: JSON, financial modeling, amortization schedule, financial calculator, JSON Schema.