felülértékelés

Felülértékelés is a Hungarian term that translates to "overvaluation" or "overestimation" in English. It refers to the act of assigning a value or importance to something that is greater than its actual worth or significance. This can occur in various contexts, from personal judgments to economic and financial assessments.

In a personal context, felülértékelés might manifest as someone believing they are more skilled or talented than they truly are, or overestimating the importance of a minor achievement. It can also describe the tendency to place undue emphasis on certain aspects of a situation while neglecting others, leading to a skewed perception.

In economics and finance, felülértékelés is a common concept. An asset, such as a stock or a piece of real estate, is considered felülértékelt when its market price is significantly higher than its intrinsic value, determined by factors like earnings, assets, and future prospects. This overvaluation can be driven by speculation, market sentiment, or irrational exuberance, and often leads to a price correction when the market realigns with the asset's true worth. Similarly, a company's performance or a project's potential can be felülértékelt, leading to disappointment when the reality falls short of the initial inflated expectations. Recognizing and avoiding felülértékelés is crucial for making sound decisions in both personal and professional life.