eläkettäsi

eläkettäsi refers to your pension in Finnish. It is a benefit paid to individuals who have reached retirement age or are unable to work due to disability. The Finnish pension system is largely earnings-related, meaning the amount of pension received is based on an individual's past earnings and the duration of their working life.

There are several types of pensions in Finland. The most common is the old-age pension, which can be taken out as an earnings-related pension or a national pension. The earnings-related pension is managed by the Finnish Centre for Pensions (Eläketurvakeskus), while the national pension is administered by Kela, the Social Insurance Institution of Finland. Other types of pensions include disability pensions, which are granted if an individual's working capacity is permanently reduced, and survivors' pensions, which are paid to the surviving spouse and minor children of a deceased person.

The Finnish pension system is funded through contributions made by employers and employees, as well as state funding. Employees contribute a percentage of their wages, and employers match a portion of this contribution. The retirement age has been gradually increasing in Finland. Planning for one's pension is an important aspect of financial management for individuals in Finland, with resources available to help estimate future pension amounts and understand the system's complexities.