egészségbiztosításk

Egészségbiztosítás, commonly translated as health insurance, is a crucial component of the Hungarian social security system. It ensures that all citizens have access to healthcare services. The system is primarily funded through mandatory contributions from employees, employers, and the state. These contributions are managed by the National Health Insurance Fund (Országos Egészségbiztosítási Pénztár - OEP, now part of the Hungarian State Treasury).

Eligibility for health insurance is generally tied to employment or residency status in Hungary. Employed individuals have contributions deducted directly from their salaries. Self-employed individuals and those not in employment also have obligations to contribute, with specific rules applying to different categories. Certain groups, such as pensioners, students, and unemployed individuals, may have their contributions covered by the state.

The health insurance system covers a wide range of medical services, including general practitioner visits, specialist consultations, hospital stays, diagnostic tests, and prescription medications. The scope of coverage can vary, and there are often co-payments or deductibles for certain services or medications, though these are generally kept at a low level to ensure affordability. The system aims to provide equitable access to necessary healthcare for all residents, regardless of their financial situation. Patients typically have the freedom to choose their primary care physician and access specialists through referrals.