egenbetalinger
Egenbetalinger is the term used in Norwegian welfare policy to describe out-of-pocket payments made by individuals for publicly financed services. It refers to the portion of costs that users must cover themselves rather than being fully covered by state funding. While most commonly discussed in health care, egenbetalinger can also occur in other public services such as dental care, prescription medicines, and some welfare services.
In health care, egenbetalinger are the charges patients pay for services that are subsidized by public funds.
Many systems implement a cap or annual threshold; once a person’s cumulative payments reach this grense for
The policy aims to balance revenue for public services with access and equity. Proponents argue that co-payments
Across countries, the level and structure of egenbetalinger vary widely. Some countries have robust caps and