efectúas
Efectúas is a Spanish verb, the second-person singular present indicative form of the verb efectuar. To efectuar means to carry out, to perform, to execute, or to bring about an action or result. When you use the form "efectúas," you are addressing one person directly (tú) and stating that they are the one performing or carrying out something.
For example, in the sentence "¿Efectúas los pagos a tiempo?", you are asking the person "Do you