budgetare
Budgetare is a verb that describes the process of creating and managing a budget. A budget is a financial plan that outlines expected income and expenses over a specific period, typically a month or a year. Budgetare involves identifying all sources of income, such as salaries, investments, or freelance work, and listing all anticipated expenses, including housing, food, transportation, utilities, and discretionary spending.
The primary purpose of budgetare is to achieve financial goals, which can range from saving for a
Effective budgetare requires discipline and regular review. It's not a one-time activity but an ongoing process.