Zahlungsaufforderung

Zahlungsaufforderung is a formal demand for payment of a monetary obligation, issued after an invoice remains unpaid. It is commonly sent by a creditor, a service provider, or a debt-collection agency and serves to prompt the debtor to settle the outstanding amount. The document records the claim and sets out the steps the debtor should take to avoid further action.

Contents typically include: the names and addresses of creditor and debtor, a reference to the relevant invoice or contract, the total amount due (principal plus any interest and costs), a payment deadline or a clearly stated payment period, and the accepted payment methods and bank details. It may also explain consequences of non-payment or escalation, such as subsequent reminders, assignment to a collection agency, or initiation of court proceedings.

In German-speaking countries, a Zahlungsaufforderung is not a court ruling. It is part of civil debt collection and its effect depends on the contract and applicable law. If payment is not received by the stated deadline, the creditor may consider the debtor in default (Verzug) and pursue further steps, for example by issuing a Mahnbescheid or starting a formal collection process.

Recipients should check the document for correctness, verify the debt, and respond if there are objections. If uncertain, consulting a lawyer can help. Users should beware of phishing attempts and only respond to requests from verified creditors.