Worldpay

Worldpay is a payments technology company that processes payments for merchants across online, in-store, and mobile channels. It operates globally and is part of FIS, branded as Worldpay from FIS. The company provides card-present and card-not-present processing, payment gateways, merchant acquiring, settlement services, and related fraud prevention and risk management tools. It supports major card schemes such as Visa and Mastercard, and also processes digital wallets and other alternative payment methods, with multi-currency support for cross-border transactions. Worldpay serves merchants of all sizes, from small businesses to large enterprises, across various industries.

History and corporate structure: The Worldpay brand originated in the United Kingdom and grew into a leading global payments processor through expansion and acquisitions. In 2019, Fidelity National Information Services (FIS) completed its acquisition of Worldpay for about $43 billion, integrating the business into its payments portfolio. The combined entity operates as Worldpay from FIS, continuing to offer its services through a global network and online platform.

Products and services: Worldpay provides end-to-end payment processing solutions, including point-of-sale and e-commerce payment acceptance, payment gateways, merchant accounts, settlement and funding, and fraud and risk management. The platform supports multi-channel commerce, multi-currency processing, and various payment methods, including digital wallets and alternative payment options.

Market position and regulation: Worldpay from FIS competes with other payment processors and service providers such as Adyen, Global Payments, Stripe, and Paysafe. It operates under the regulatory frameworks of the jurisdictions in which it operates and adheres to data security standards such as PCI DSS to protect cardholder data.