Väärtpaberiteks

Väärtpaberiteks, also known as securities, are financial instruments that represent ownership or a claim on an asset. They are typically issued by corporations or governments to raise capital. There are two main types of securities: equities and debt securities.

Equities, also known as stocks, represent ownership in a company. When you buy a stock, you become a shareholder and are entitled to a portion of the company's profits, typically in the form of dividends. The value of a stock can fluctuate based on various factors, including the company's performance, market conditions, and economic trends.

Debt securities, on the other hand, represent a loan made by the investor to the issuer. The most common type of debt security is a bond, which represents a loan to the government or corporation. Bondholders are entitled to interest payments and the return of the principal amount at maturity. The value of a bond is influenced by interest rates, credit quality, and other factors.

Other types of securities include derivatives, which are financial instruments that derive their value from an underlying asset, such as a stock or commodity. Derivatives can be used for hedging, speculation, or risk management purposes.

Securities are traded on various exchanges, both physical and electronic, around the world. They are regulated by financial authorities to ensure transparency, fairness, and investor protection. Investing in securities carries risks, including market volatility, credit risk, and liquidity risk. It is important for investors to conduct thorough research and consider their risk tolerance before investing in securities.