Varainhankintakeino
Varainhankintakeino, or crowdfunding in Finnish, refers to the collective effort by individuals—typically via the internet—to fund or support efforts initiated by other people or organizations. This method of raising capital has gained significant popularity as an alternative to traditional financing options such as bank loans or venture capital. Crowdfunding operates on platforms where project creators present their ideas, products, or causes, and interested contributors pledge financial support in exchange for rewards, equity, or other forms of compensation.
The concept of crowdfunding encompasses several models, including reward-based, donation-based, lending-based, and equity-based crowdfunding. Reward-based crowdfunding,
Crowdfunding has democratized access to funding, enabling entrepreneurs, artists, and social activists to bring their ideas
In Finland, crowdfunding has become a notable tool for supporting innovative startups, cultural initiatives, and social