Ubank

Ubank is a brand name used by several financial institutions in different countries. The identity, ownership, and offerings of entities using the Ubank branding vary by jurisdiction, and there is no single global Ubank. The name is commonly associated with digital or direct banking and with consumer or microfinance services in some markets.

In Australia, uBank operates as a digital, online-only bank that is part of National Australia Bank (NAB). It provides savings products and term deposits that can be managed entirely via online and mobile platforms, without traditional branch networks. As an authorised deposit-taking institution, it falls under the supervision of the Australian Prudential Regulation Authority, and eligible deposits are protected by the Australian government’s Deposit Guarantee Scheme up to the applicable limit per customer per institution.

Beyond Australia, the Ubank branding has been used by various other financial service providers in different regions. These entities may focus on microfinance, consumer lending, or other banking-related services. Ownership, regulatory oversight, and product offerings differ by country and can change over time, so current information should be obtained from local regulatory filings and the official website of the relevant Ubank brand.