Säästöpankkiryhmä

Säästöpankkiryhmä, or the Savings Banks Group, is a Finnish cooperative financial group. It is composed of independent savings banks that operate under the common Säästöpankki brand. The group's primary objective is to provide banking services to individuals, families, and small and medium-sized enterprises across Finland.

The history of the Savings Banks Group dates back to the 19th century, with the first savings bank established in 1822. Over time, these independent institutions gradually formed cooperative networks to share resources and expertise. This collaborative approach has allowed them to maintain a strong local presence while benefiting from the scale and stability of a larger group.

Säästöpankkiryhmä emphasizes customer-centricity and aims to offer personalized financial solutions. Its services include everyday banking, loans, mortgages, investments, and insurance. The group is known for its commitment to the communities it serves, often supporting local initiatives and charities.

As a cooperative, the ownership structure of the individual savings banks can vary, but they generally operate with a focus on long-term sustainability and customer benefit rather than maximizing shareholder profits. This model differentiates them from many other financial institutions. The group collaborates on areas such as IT systems, marketing, and product development, ensuring a consistent and high-quality service experience for customers across all member banks.