Splácíte

Splácíte is the second person plural present tense form of the Czech verb splácet. The verb means to repay a debt or obligation in installments, i.e., to amortize a debt gradually. This form is used when addressing two or more people or when using the formal “vy” form.

In financial and everyday language, splácet is commonly used with nouns such as půjčku (loan), dluh (debt), or úvěr (credit). Typical phrases include splácet splátky (to pay installments), splácet půjčku (to repay a loan), or splácení (the act of repaying). The related noun splátka refers to a single installment payment.

Splácet is imperfective, focusing on the ongoing process of repayment. Its perfective counterpart is splatit, which emphasizes the completion of repayment, often paid off in full. For example, you would say splácíte půjčku to describe ongoing payments, and splatíte půjčku to describe paying off the loan in full. Past tense forms include spláceli (they were repaying) and splatili (they paid off).

See also terms include dluh (debt), úvěr (credit), půjčka (loan), splátka (installment), and splácení (the act of repaying). Understanding splácení and related phrases helps in interpreting financial agreements, loan statements, and budgeting discussions.