Selvittäjä

Selvittäjä is a Finnish noun derived from the verb selvittää, meaning to clear, settle, or resolve. The term is used in a broad sense to describe a person or entity that completes a process by clarifying issues, settling accounts, or mediating between parties.

In finance and securities trading, a selvittäjä denotes someone or an institution responsible for clearing and settlement of trades. This can be a clearing member or a clearing house that nets transactions, guarantees settlement, and handles the transfer of funds and securities between counterparties. In Finland and other markets, central counterparties and clearing firms perform these duties to reduce counterparty risk and ensure smooth post-trade processing.

In law and dispute resolution, selvittäjä may refer to an arbitrator or mediator who investigates facts, assesses claims, and facilitates settlements to resolve disputes. The term emphasizes the act of clarifying and completing a legal or formal process.

In customs and logistics, selvittäjä can refer to a customs broker or clearance agent who manages the administrative procedures required to import or export goods, ensuring compliance with regulations and the payment of duties.

In everyday Finnish, selvittäjä can describe someone who helps clear up a misunderstanding or resolves a practical problem, such as a person who reconciles accounts at home or in the workplace.

The word is used across several domains where the outcome is closure, finalization, or clarification of a process. Related terms include selvittäminen (clearing/settling) and selvitys (report or clarification).