QRkóðagreiðslur
QRkóðagreiðslur, or QR code payments, are a payment method that utilizes Quick Response (QR) codes to facilitate transactions. These codes are two-dimensional barcodes that can store information, including payment details. To make a payment, a user typically scans a QR code displayed by the merchant using their smartphone's camera or a dedicated payment app. The scanned code then provides the necessary information to initiate the transaction, often directing the user to confirm the payment within their banking or mobile payment application. This can involve entering a PIN, using biometric authentication, or simply authorizing the transfer.
QR code payment systems are designed to be convenient and efficient. They eliminate the need for physical