Pääomavaatimusregulaatiot
Pääomavaatimusregulaatiot, also known as capital adequacy regulations, are rules set by financial regulators that require financial institutions, primarily banks, to hold a minimum amount of capital against their risk-weighted assets. These regulations are designed to ensure that banks have sufficient financial resources to absorb potential losses and remain solvent, thereby protecting depositors and the broader financial system.
The core principle behind these regulations is that banks should maintain a buffer of capital to cover
Key international frameworks for these regulations include the Basel Accords, developed by the Basel Committee on
Pääomavaatimusregulaatiot influence bank lending, investment strategies, and overall risk management practices. Compliance with these regulations can