Poliçe

Poliçe is a term used in Turkish to denote an insurance policy or a formal policy document. It is a contract issued by an insurer that evidences the terms under which coverage is provided. A poliçe specifies the insured subject, the risks covered, the premium to be paid, the policy period, and the obligations of both the insured and the insurer. It also details the sum insured, deductibles, exclusions, endorsements, and the procedures for making claims or cancelling the policy.

In practice, poliçe is most commonly encountered in relation to sigorta poliçesi (insurance policy) and appears in legal, commercial, and regulatory contexts. The document may be issued in printed form or as an electronic record and is typically required to prove coverage for properties, vehicles, health, life, or other insurable interests. The poliçe governs the relationship between the insurer and the insured and serves as the principal reference for what is and is not covered.

Etymology and usage: poliçe is a Turkish loanword derived from Western European legal and insurance terminology, with a likely lineage to French police (as in police d’assurance) or related terms such as Italian polizza, adapted into Turkish phonology and spelling. While it shares roots with terms in other languages that denote a policy or contract, poliçe in Turkish specifically refers to an insurance policy or similar formal agreement.

See also: insurance, insurance contract, policyholder, premium, deductible, endorsements, claim.