Peruspankki
Peruspankki, also known as the basic bank or foundational bank, is a term used primarily in the Finnish banking sector to describe a type of financial institution offering essential banking services. These banks focus on providing fundamental banking functions such as savings accounts, checking accounts, basic loans, and deposit services without the extensive range of financial products offered by larger commercial banks.
Historically, peruspankki were established to serve local communities, small businesses, and individual customers' essential financial needs.
In Finland, the term may also relate to the basic banking agreement or account package that offers
Peruspankki plays a vital role in financial inclusion by providing accessible banking services, particularly in rural
While the concept and terminology can vary in other countries, in the Finnish context, peruspankki symbolizes