Pankkivalmiuden
Pankkivalmiuden, a Finnish term, translates to "banking preparedness" or "financial system resilience." It refers to the measures and strategies employed by financial institutions, regulatory bodies, and governments to ensure the stability and functionality of the banking sector, especially during times of crisis or disruption. This preparedness encompasses a range of activities aimed at preventing financial instability, mitigating its effects, and ensuring continuity of essential financial services.
Key aspects of pankkivalmiuden include robust risk management frameworks within banks, such as capital adequacy requirements,
Governmental involvement often extends to deposit insurance schemes, which protect depositors' funds up to a certain