Pangaühendustel
Pangaühendustel, meaning "bank connections" in Estonian, refers to the system and infrastructure that allows financial institutions to interact with each other and with customers for the transfer of funds and other financial services. This encompasses various payment systems, communication protocols, and regulatory frameworks that ensure the smooth and secure operation of the banking sector. In Estonia, as in many other European countries, pangaühendustel is largely integrated into the broader European financial infrastructure, particularly through the Single Euro Payments Area (SEPA).
The core of pangaühendustel involves the mechanisms for initiating, processing, and settling payments. This includes retail
Furthermore, pangaühendustel is shaped by regulations that govern aspects such as data security, anti-money laundering, and