Palautusdirektiivi
Palautusdirektiivi refers to the European Union's Directive 2008/48/EC on credit agreements for consumers. Its primary purpose is to harmonize consumer credit regulations across member states, ensuring a high level of protection for consumers. The directive establishes a set of common rules that apply to all credit agreements offered by lenders to consumers within the EU.
Key provisions of the Palautusdirektiivi include standardized information requirements before a contract is signed. This ensures
Furthermore, the directive grants consumers a 14-day cooling-off period, during which they can withdraw from the
The Palautusdirektiivi aims to foster a more integrated and competitive credit market within the EU by reducing